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You might need more than one type of policy, and you might need marketgit coverage as your business grows. In most states, workers’ compensation insurance is required by law if you have employees. Some business owners dive in headfirst without looking and make things up as they go along. Then, there are business owners that stay stuck in analysis paralysis and never start. Perhaps you’re a mixture of the two—and that’s right where you need to be. The pet industry is ripe with opportunity for all kinds of small business ideas. And it’s an industry worth more than $100 billion, so there’s plenty of demand. Your pet business could be product- or service-based—selling accessories, food, or toys, or offering grooming, walking, or training expertise. The first step in starting a business with no money is to keep your current job and launch your small business as a side pursuit at first. Then, develop your business plan and analyze your consumer base, market, and potential challenges. Nea